People of all ages get taken in by scams. However, seniors are especially vulnerable to fraud because many are overly trusting, live alone and may have issues with memory and critical thinking. They are also lonely and may latch onto anyone who provides them with socialization. Fortunately, a NYC in home care services company can help seniors and their families protect against fraud.
- Caregivers provide socialization in the first place, making seniors less needy and less dependent on the “nice people” who call or stop by.
- Caregivers can conduct factual, no-judgment talks with seniors and their families about fraud and how to avoid it. Caregivers also explain the rationale behind certain moves. For example, if someone calls claiming to be from the government and needing personal information, a caregiver does not simply tell a senior: “Don’t give it.” She explains why; government agencies already have the information on file and do not need it. Furthermore, she can help a senior call the agency to find out if the contact was legitimate.
- In home care can help seniors manage their finances and serve as a check on excessive spending. They can give family members tips such as setting up automatic bill payments and doing free annual credit checks.
- They can help inform seniors and their family members on the importance of never giving out bank numbers, card numbers and Social Security numbers.
- Caregivers make seniors less dependent. For example, if something in the house needs repairing, a caregiver can arrange it and explain about fraud scenarios such as one in which a so-called plumber shows up to do work that was not planned and is not necessary.
- In home care can screen calls, traditional mail and emails purporting to be from charities, government agencies and miracle drug companies.
- They can add a senior’s phone number to the Do Not Call registry and opt out addresses with the Direct Marketing Registry.